Helping clients build and manage long-term investment strategies.

• Portfolio construction and asset allocation
• Investment policy and time horizon planning
• Portfolio review and monitoring
• Stock concentration management strategies
• Review of outside investment accounts

Helping clients prepare for financial independence and sustainable income.

• Retirement goal setting and planning
• Social Security and pension analysis
• Employer-sponsored retirement plans (401(k), 403(b))
• IRA contribution and Roth conversion strategies
• Required Minimum Distribution planning

Helping families plan for the transfer and protection of wealth.

• Estate planning coordination
• Power of attorney and living will planning
• Trust planning strategies
• Charitable giving strategies
• Guardianship planning for minor children

Helping clients protect their financial future from unexpected events.

• Life insurance analysis
• Long-term care planning
• Disability insurance review
• Property and liability insurance review
• Review of existing insurance policies

Helping clients manage day-to-day finances and long-term obligations.

• Cash flow and budgeting strategies
• Debt management planning
• Mortgage and lending review
• Emergency fund planning
• Planning for major purchases

Helping clients make informed, tax-aware financial decisions.

• Tax-efficient investment strategies
• Capital gains and cost basis review
• Tax-loss harvesting strategies
• Roth conversion analysis
• Health Savings Account planning

(Tax and legal services are not provided by Pietsch Wealth Management.)